If you’ve ever searched for “homes for rent near me,” chances are you’ve come across listings that mention an HOA, or Homeowners Association. But what exactly does that mean for you as a renter or homeowner? Let’s break it down.

What Is an HOA?

A Homeowners Association (HOA) is an organization that manages a neighborhood, subdivision, or community. Its main job is to manage common areas and community standards to maintain property values for the common good of the neighborhood. When you rent or buy a home in an HOA community, you agree to follow certain rules.

What Does an HOA Do?

Typical responsibilities of an HOA include:

• Maintaining Common Areas – Parks, playgrounds, pools, and landscaping.
• Community Standards – Rules may include guidelines for yard upkeep, exterior paint colors, or parking.
• Neighborhood Events – Some HOAs host block parties, holiday events, or community meetings.
• Enforcement – Ensuring residents follow the agreed-upon community guidelines.

Benefits of Living in an HOA Community

• Curb Appeal: Communities stay well-maintained.
• Amenities: Pools, fitness centers, and green spaces may be included.
• Property Value Protection: Standards help preserve neighborhood value.
• Community Vibe: Neighbors often feel more connected through shared rules and activities.

Things to Keep in Mind as a Renter

If you lease a home in an HOA community (like many Main Street Renewal properties), here’s what you should know:

• Rules Apply to You Too: Even as a renter, HOA rules around parking, pets, and property upkeep must be followed.
• Fees Are Covered, but Violations Can Incur Fines: Your landlord (not you) typically pays HOA dues, but you’re still responsible for violation fees and fines and for following community guidelines.
• Check Before You Move In: Ask about any special rules (like pet restrictions or amenity access) so there are no surprises.

Common HOA Rules You Might Encounter

Every HOA is different, but here are some of the most common guidelines you’ll see:

• Parking Restrictions: Limits on street parking, oversized vehicles, or RVs.
• Pet Policies: Breed restrictions, leash rules, and limits on the number of pets.
• Exterior Care: Requirements for lawn maintenance, trash can storage, or paint colors.
• Noise Control: Quiet hours or limits on amplified music outdoors.
• Holiday Decor: Some HOAs set guidelines for holiday lights or decorations.

Knowing these in advance helps you avoid headaches and ensures you stay in good standing.

The Bottom Line

Living in an HOA community has both perks and responsibilities. You’ll enjoy well-maintained surroundings and possible amenities, but you’ll also need to follow the community’s rules.

Looking for a home in an HOA neighborhood? Explore Main Street Renewal’s homes for rent near you — many located in beautifully maintained HOA communities.